Thursday August 13, 2020
वि.सं २०७७ साउन २९ बिहिबार
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ब्याज दर

Interest Rate Effective From 2077/04/11

INTEREST RATE ON DEPOSIT

PRODUCT INFO PRODUCT INTEREST RATE(PER ANNUM) PAYMENT ON MINIMUM BALANCE
{{normal-saving-account}}-{{4.5;4.5;NRs. 500;Quaterly Basis}}-{{yes}} 1. Normal Saving 4.50% Quarterly Basis Rs. 500
{{muktinath-premium-bachat}}-{{5.0;5.0;NRs. 1000;Quaterly Basis}}-{{yes}} 2. Muktinath Premium Bachat 5.00% Quarterly Basis Rs. 1000
  3.Muktinath Special Premium Bachat 5.00% Quarterly Basis Rs. 2000
{{muktinath-super-premium-saving-account}}-{{5.0;5.0;NRs. 5000;Quaterly Basis}}-{{yes}} 4. Muktinath Super Premium Bachat 5.50% Quarterly Basis Rs. 5000
  5.Current Account - - Rs. 5000
  6.Current Account Other * - - Rs. 1000
{{mahila-pewa-bachat-khata}}-{{5.0;5.0;Nrs. 500;Quaterly Basis}}-{{yes}} 7.Mahila Pewa Bachat 5.00% Quarterly Basis Rs. 500
{{sunaulo-bal-bachat}}-{{5.0;5.0;Nrs. 0;Quaterly Basis}}-{{yes}} 8.Sunaulo Bal Shichha Bachat 5.00% Quarterly Basis -
  9. Baidesik Rojgar Bachat 5.00% Quarterly Basis Rs. 500
  10. Micro Personal Saving 5.00% Quarterly Basis Rs. 100
  11. Other Micro Savings 5.00% Quarterly Basis Rs. 100
{{karmachari-bachat}}-{{5.0;5.0;Nrs. 100;Quaterly Basis}}-{{yes}} 12. Karmachari Bachat 5.00% Quarterly Basis -
{{sharedhani-bachat-khata}}-{{5.0;5.0;Nrs. 100;Quaterly Basis}}-{{yes}} 13. Sharedhani Bachat Khata 5.00% Quarterly Basis Rs. 100
  14. Beema Bachat 5.00% Quarterly Basis Rs. 100
  15. Provident Fund Account 5.00% Quarterly Basis -
  16. Samajik Surakchha Bhatta Khata 5.00% Quarterly Basis -
  17. Aatmanirbhar Bachat Khata 5.00% Quarterly Basis -
{{sajilo-bachat-khata}}-{{5.0;5.0;Nrs. 0;Quaterly Basis}}-{{yes}} 18. Sajilo Bachat 5.00% Quarterly Basis -
{{mero-pahilo-bachat-khata}}-{{5.0;5.0;Nrs. 0;Quaterly Basis}}-{{yes}} 19. Mero Pahilo Bachat Khata 5.00% Quarterly Basis -
  20. Muktinath PMS Khata 5.00% Quarterly Basis Rs.100
  21. Muktinath Jeevan Bardan Bachat Khata 5.25% Monthly Basis Rs.10000
  22.Muktinath Jeevan Bardan Plus Bachat Khata 5.25% Monthly Basis Rs.10000
  23.Muktinath Jeevan Bardan Premium Bachat Khata 5.25% Monthly Basis Rs.20000
  24. Byaktigat Upalabdhi Khata  5.00% Quarterly Basis Rs.100
  25.Sansthagat Upalabdhi Khata Up to 4.50% Quarterly Basis  
  26. FCY Deposit ($,£,€) up to 1.50% Quarterly Basis  10
  27.Call Depost Account up to 4.50% Quarterly Basis  

 

FIXED DEPOSIT (Effective from 2077/04/22)

PRODUCT INTEREST RATE(PER ANNUM) PAYMENT ON MINIMUM BALANCE
1. Individual Fixed Deposit Product      
a. 3 Months 8.50% Monthly/Quarterly Rs.5000
b. 6 to 9 Months 8.50% Monthly/Quarterly Rs.5000
c. 1 year to 5 Years 8.50% Monthly/Quarterly Rs.5000
2. Institutional Fixed Deposit Product      
a. 3 Months To Below 1 Year 7.00% Monthly/Quarterly Rs.5000
b. 1 year to 5 Years 7.50% Monthly/Quarterly Rs.5000
3.Muktinath Pension Scheme 7.75% Monthly/Quarterly Rs.50
4.Recurring Deposit 6.75% to 7.75% Monthly/Quarterly Rs.500


LOAN AND ADVANCE

PRODUCT PREMIUM % P.A. **
1. Business Loan up to 7.00%
2. Agriculture Loan up to 6.50%
3. Home Loan (new construction & purchase) up to 6.50%
4. Home Loan(other) up to 6.50%
5. Auto Loan up to 6.50%
6. Hirepurchase Loan(new) up to 7.00%
7. Hirepurchase Loan(old) up to 7.00%
8. Real Estate Loan up to 5.50%
9. Personal Loan up to 7.50%
10. Share Loan up to 5.00%
11. Muktinath Sulav Byawasaya Karja up to 4.00%
12. Consumer Loan up to 6.50%
13. Gold Loan up to 5.50%
14. Micro Credit (retail) up to 7.00%
15. Micro Credit (wholesale) up to 3.50%
16. Loan Against Fixed Deposit (upto 90.00%) Coupon Rate Plus 2.00% or Base Rate whichever is higher
Base Rate as of Ashadh 2077 9.98%

Note:*Condition Apply  **Premium rate are over the base rate.

BANK GUARANTEE

Types of guarantee

1. Bid Bond 0.25% or minimum rs. 1000 pq
2. Performance Bond 0.35% or minimum rs. 1000 pq
3. Advance payment Gurantee 0.45% or minimum rs. 1000 pq
4. Other Guarantee  0.45% or minimum rs. 1000 pq